McLean Asset Management

The Role of Duration-Matched Bonds in Retirement Planning

By McLean Asset Management / February 21, 2020 /

When building an investment portfolio for wealth accumulation, the primary focus is maximizing returns while managing risk. However, in retirement planning, the goal shifts from simply growing wealth to ensuring a reliable income stream. This calls for a more strategic approach to asset allocation-one that aligns investment choices with future spending needs. Duration-matched bonds offer…

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Monte Carlo Simulations vs. Historical Simulations

By McLean Asset Management / February 16, 2019 /

A second approach to studying retirement withdrawal rates is to use Monte Carlo simulations which are parameterized to the same historical data as used in historical simulations. This can be done either by randomly drawing past returns from the historical data to construct 30-year sequences of returns in a process known as bootstrapping, or by…

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Annual Market Review – 2018

By McLean Asset Management / January 14, 2019 /

This report features world capital market performance for the past year.   [button color=’extra-color-4′ hover_text_color=”#fff” size=”large” url=”https://www.mcleanam.com/wp-content/uploads/2019/01/Q4-2018-Quarterly-Market-Review.pdf” text=”Download the Annual Market Review 2018″ color_override=”” image=”download”]   Have any questions about the review? [button color=”extra-color-1″ hover_text_color_override=”#fff” size=”large” url=”https://www.mcleanam.com/home/contact-us/” text=”Contact McLean” color_override=”” image=”steadysets-icon-bookmark”]

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2018 – Q4 Quarterly Market Review

By McLean Asset Management / January 11, 2019 /

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic.   [button…

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Occam’s – Should You Try Timing to Avoid Bad Markets?

By McLean Asset Management / January 11, 2019 /

Everyone likes the markets when stocks are going up. We’re all getting the returns that we are “supposed” to be receiving for putting our money at risk. Naturally, we aren’t big fans of the market when stocks start falling. Unfortunately, stocks are “supposed” to go up and down – a lot. The financial markets are…

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Charitable Planning Strategies for the Fragile Decade

By McLean Asset Management / November 19, 2018 /

Incorporating charitable giving strategies (for those who are already charitably inclined) can help optimize your retirement plan while supporting your preferred organizations. This article will provide background on charitable tax deductions and provide an overview of sophisticated giving strategies and how they can benefit donors and beneficiaries. Before we get into specifics, a caveat: the…

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2018 – Q3 Quarterly Market Review

By McLean Asset Management / October 12, 2018 /

This report features world capital market performance and a timeline of events for the last quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the performance of globally diversified portfolios and features a topic of the quarter.…

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Occam’s – The Impact of Unexpected Inflation

By McLean Asset Management / October 11, 2018 /

WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event. This concept is largely ignored within the investment…

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Don’t Split Up Your Portfolio

By McLean Asset Management / July 2, 2018 / Comments Off on Don’t Split Up Your Portfolio

Occasionally, we get questions from clients about whether it would make sense for them to manage the bond portion of their portfolio while we manage the stock portion of the portfolio. It’s relatively simple to buy some bonds and build a bond ladder or buy a few mutual funds that reasonably mirror the funds that…

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