The start of a new year often brings reflections on the past and resolutions for the future. It also inevitably sparks a wave of financial predictions about where the markets are headed. While these forecasts might sound compelling, it’s essential to understand their limitations and focus on strategies that genuinely help you achieve your goals,…

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Download Quarterly…

On December 3, 2024, McLean was ranked #2 on the “52 Best RIAs to Work For” list compiled by Financial Planning magazine and Best Companies Group. This nationwide awards program is designed to identify registered investment advisors, or RIAs, with the best culture. To be considered for participation, companies had to fulfill the following eligibility…

Bonds are an essential component of many investment portfolios, providing stability, income, and diversification. However, to fully appreciate their role and potential, it’s important to first understand the fundamentals of what bonds are and how they function. Whether issued by governments or private corporations, bonds are a versatile tool for raising capital and offering investors…

Financial planning attempts to predict the future using a series of assumptions. They are just a compilation of educated guesses. Even the most carefully crafted plan becomes outdated the moment it’s finished. The world constantly evolves, and your financial plan is just a snapshot of one possible path to your desired retirement. But that doesn’t…

Retirement planning can feel overwhelming, with so many things to consider. Questions like, “What should my investment strategy be?” or “When should I adjust my risk level?” often arise. While these questions are important, there’s one piece of the puzzle that’s both simple and often overlooked: your savings rate. Simply put, how much you save…

This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Download Quarterly…

As we approach the end of the year, there is still time to take advantage of tax-saving opportunities. This article outlines a few things to investigate before December 31. We recommend you consult your professional advisors before implementing any strategy to ensure alignment with your personal circumstances and overall financial plan. Employer Retirement Plan Contributions…

Diversification is a well-known strategy to manage investment risk, but how does it apply to taxes? Why would someone want to diversify their taxes, and how do you even do that? Tax diversification is a powerful tool that can help you strategically manage your tax liability now and in retirement. The United States tax system…