Retirement Insights
Ignore the Financial Media
WHAT IS OCCAM’S RAZOR? Occam’s Razor is a principle attributed to William Occam, a 14th century philosopher. He stressed that explanations must not be multiplied beyond what is necessary. Thus, Occam’s Razor is a term used to “shave off” or dismiss superfluous explanations for a given event. This concept is largely ignored within the investment…
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2019 – Q2 Quarterly Market Review
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Have any…
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2019 – Q1 Quarterly Market Review
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. Have any…
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Occam’s – Can TIPS Help You?
Inflation is one of the most serious risks that retirees face. While there are a lot of ways to mitigate inflation risk, TIPS, or Treasury Inflation Protected Securities, are one of the few investment options that directly hedge against inflation risk. They aren’t perfect, and there are certainly some things to consider when you use…
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Monte Carlo Simulations vs. Historical Simulations
A second approach to studying retirement withdrawal rates is to use Monte Carlo simulations which are parameterized to the same historical data as used in historical simulations. This can be done either by randomly drawing past returns from the historical data to construct 30-year sequences of returns in a process known as bootstrapping, or by…
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Annual Market Review – 2018
This report features world capital market performance for the past year. [button color=’extra-color-4′ hover_text_color=”#fff” size=”large” url=”https://www.mcleanam.com/wp-content/uploads/2019/01/Q4-2018-Quarterly-Market-Review.pdf” text=”Download the Annual Market Review 2018″ color_override=”” image=”download”] Have any questions about the review? [button color=”extra-color-1″ hover_text_color_override=”#fff” size=”large” url=”https://www.mcleanam.com/home/contact-us/” text=”Contact McLean” color_override=”” image=”steadysets-icon-bookmark”]
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2018 – Q4 Quarterly Market Review
This report features world capital market performance and a timeline of events for the past quarter. It begins with a global overview, then features the returns of stock and bond asset classes in the US and international markets. The report also illustrates the impact of globally diversified portfolios and features a quarterly topic. [button…
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Occam’s – Should You Try Timing to Avoid Bad Markets?
Everyone likes the markets when stocks are going up. We’re all getting the returns that we are “supposed” to be receiving for putting our money at risk. Naturally, we aren’t big fans of the market when stocks start falling. Unfortunately, stocks are “supposed” to go up and down – a lot. The financial markets are…
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Charitable Planning Strategies for the Fragile Decade
Incorporating charitable giving strategies (for those who are already charitably inclined) can help optimize your retirement plan while supporting your preferred organizations. This article will provide background on charitable tax deductions and provide an overview of sophisticated giving strategies and how they can benefit donors and beneficiaries. Before we get into specifics, a caveat: the…
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